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Richmond, Virginia

We provide personalized financial solutions to individuals, families and business owners. If you are like most people, you want someone to walk you through the investment choices available to you. We provide the in-depth knowledge necessary to assist you in identifying which investments are right for you. Together we can help you organize your financial life and reduce the stress of managing investments. 

Meet Our Team 

Paul Hughes Michele Fail Paul Kelly
Paul Hughes Michele Fail Paul Kelly
804.363.3405 804.967.2136 804.385.7128
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We Provide:
Superior Products
Fixed and variable annuities
Mutual funds
Life Insurance
Stocks and bonds
Long-term care insurance
Disability insurance
Retirement plans
Professionally managed asset accounts
Money market funds
Unit investment trusts
Innovative Solutions
Cash management
Financial consultations
Wealth management
Education funding
Business owner solutions
Insurance services
Estate guidance
Asset allocation
Comprehensive Support Services
Quality and timely customer service
Consolidated account statements
Convenient order execution
Quick confirmation reports
Automated funds transfer between accounts
Dividend reinvestment
Check writing services on money market accounts
Cash dividend option


Securities, insurance products and advisory services offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA / SIPC. Investments are: Not FDIC/NCUSIF insured May lose value Not financial institution guaranteed Not a deposit Not insured by any federal government agency. Cetera is under separate ownership from any other named entity.

View CETERA privacy policy and other important information.

Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.